Our Services

​Having great credit is more important than ever.
But why work with us?

  • ​Trusted and experienced team – We operate with integrity and have extensive experience in consumer loans, credit cards and business credit. 
  • Hands-on guidance from start to finish – Credit education and correction are legal and your rights are protected. We walk with you every step of the way and help you to prepare documentation for the credit agencies. 
  • Fair, transparent pricing – Our fees are reasonable, there are no hidden fees and no long-term binding contracts. We work with your file until the job is done.   ​

​​OUR SERVICES
Credit Rehabilitation and Debt Resolution Support 
The Credit Clinic Caribbean Limited provides structured, evidence-led support to help employed Jamaicans resolve adverse credit issues responsibly and improve credit readiness over time. Our approach is documentation-driven, privacy-conscious, and designed for clear execution—not hype.
Private. Confidential. Effective. 

What to expect (Simple 3-step process)
  1. FREE Consultation: We assess your situation and recommend the best package.
  2. Documentation & Audit: We prepare your Credit Audit Pack, evidence checklist, and action plan.
  3. Execution & Follow-through: You execute the steps with our guidance—resolution first, then rebuild.​
Who we primarily support:
✅ Persons needing guidance to correct inaccuracies on credit reports where evidence supports correction
✅ Customers seeking a disciplined roadmap to resolve debt and rebuild credibility
✅ Employed individuals managing adverse credit history, arrears, collections, or written-off obligations

Core service areas:
1) Debt Resolution & Credit Comeback Support
For customers who need structured support engaging a bank/creditor—not just advice.
We support you to:
  • Organize your account position and documentation (balances, statements, settlement readiness)
  • Prepare structured resolution options (settlement request, repayment structuring, rehabilitation pathway)
  • Engage creditors with a documented, professional approach (with your written authority/consent where needed)
  • Transition from “resolved debt” to “credit comeback” with a clear rebuild plan
Key deliverables typically include:
  • Written Credit Audit Summary (priority issues and sequencing)
  • Debt Resolution Roadmap (steps, documents, and timelines)
  • Evidence checklist for each account/item
  • Structured follow-up checkpoints

 📲Click here 👉 to Visit our website & book your FREE Credit Consultation now

The Credit Clinic Caribbean Ltd. — Empowering Financial Comebacks.

2) Credit Audit Pack & Action Plan (30/60/90 Days)
For clients who want clarity, prioritization, and a documented plan. Includes:
  • Review of your credit position (based on reports you provide and guidance on obtaining the right versions)
  • “What to fix first” prioritization (highest impact items first)
  • 30/60/90-day action plan with supporting-document checklist
  • One review call to confirm next steps and execution order

3) Credit Bureau Dispute Guidance (Consumer-Submitted)
Where inaccuracies exist, we help you prepare correctly and submit with supporting evidence.
Important process:
Credit bureau disputes are submitted by you (the consumer) via the credit bureaus’ prescribed channels, including CRIF’s dispute form and EveryData’s online dispute portal. We support you by preparing your evidence pack, ensuring completeness, and guiding correct submission steps. 
We provide:

  • Dispute readiness review (what is disputable vs what must be resolved)
  • Evidence pack preparation and document organisation
  • Submission guidance and follow-up tracking support
  • Next-step guidance based on bureau responses

4) Ongoing Monitoring & Rebuild Support
​For clients who want longer-horizon support to rebuild after resolution.
Includes:
  • Credit rebuilding discipline (utilization strategy, enquiry control, repayment rhythm)
  • Structured check-ins and progress tracking
  • Interpretation of updates and recommended next actions

For Financial Institutions (Banks / Creditors)
Credit Card Support Product for Written-Off (WOFF) Accounts
A controlled, pay-only-on-success rehabilitation pilot designed to convert already-provisioned written-off credit card balances into recoveries—while restoring viable customers to meaningful participation in the banking system.
Designed to operate under institution-approved governance, data protection, and audit trail controls.​

Services also include:

Personalized Dispute Options to Fit Your Exact Credit Repair Needs.
An Experienced Case Analyst and Case Advisor Working Personally With You throughout The Process.
Dispute Letters Submission Guidance and Evidence Pack Preparation.
Case Tracking and Status Updates Provided by Credit Clinic

​We have an excellent track record in helping client's to improve their credit scores:

If you have a better credit score you could potentially have a better interest rate. Just an increase of 20 points in your credit score can mean a difference of tens of thousands of dollars in interest saved on an average priced home and thousands of dollars of interest saved on car payments and credit cards. We have a proven track record of helping clients to raise credit scores over time and effectively to give you better purchasing power.

​​Important notices (Compliance and transparency)

  • We are not a credit bureau, lender, debt collector, or law firm.
  • We do not guarantee deletions or specific score increases. Outcomes can depend on third parties and the accuracy of underlying records.
  • Where disputes are appropriate, you submit disputes directly to the credit bureaus’ required channels; we guide and support the process. 
  • All client engagement is confidential and handled with disciplined documentation standards.

Get your free consultation
and credit analysis 

© 2025 The Credit Clinic Caribbean Limited ​
THE CREDIT CLINIC CARIBBEAN LIMITED