Credit Rehabilitation and Debt Resolution Support
- We have fees as low as Jamaican $15,000.00 or US $93.00 (one-time fee for the defined deliverables in packages below)
- We do not charge an hourly fee
- We are often lower than the costs clients incur through debt-collection fees and related charges
- We do not stick you with any hidden fees
- We will be there for you every step of the way
We guide you end-to-end. From intake to resolution, we help you prepare the right documentation and manage submissions to the relevant credit bureaus and institutions—through established, auditable processes.
Transparent pricing. No long-term contracts. You stay in control and can stop at any time.
No exaggerated promises. We do not guarantee deletions or score increases; we guarantee a disciplined process, clear documentation, confidentiality, and timely follow-through once you provide the required information.
Packages
1) Credit Audit & Action Plan — J$15,000 or US$93
For clients who want clarity, prioritization, and a documented plan before taking next steps.
Includes:
2) Debt Resolution & Credit Comeback — J$30,000 or US$186
For clients with arrears, collections, or written-off/charged-off obligations who require structured support to resolve balances and restore credibility.
Includes everything in Package 1, plus:
3) Total Rebuild & Monitoring Support — J$50,000 or US$310
For clients who want disciplined, longer-horizon support to rebuild after resolution.
Includes everything in Package 2, plus:
Business / SME Credit Support (By Consultation)
We also support SMEs with credit readiness, lender documentation preparation, and structured debt-resolution planning. Pricing is provided following a short consultation.
Regulatory and Service Notices (Read Carefully)
1) No guaranteed outcomes.
Credit bureaus and financial institutions determine outcomes based on the accuracy of underlying records, investigation results, and policy requirements. We do not guarantee deletions, score increases, or approvals.
2) Disputes are submitted by you (the consumer).
In some countries, disputes are submitted through the credit bureaus’ prescribed channels (CRIF form / EveryData portal).
3) Nature of service.
We are not a credit bureau, lender, debt collector, or law firm. We provide structured credit rehabilitation support, evidence organisation, and guided execution.
4) Consumer rights context.
Consumers have legal rights regarding access to and correction of credit information under Jamaican and other Caribbean countries' credit reporting law, including statutory disclosure timelines.
Cancellation and Service Commitment
You may cancel services with written notice.
Our commitment is to deliver the defined service outputs within your selected package (e.g., Credit Audit Pack, evidence preparation, and agreed checkpoints). This commitment relates to service delivery, not third-party outcomes. Where a defined service output is not delivered, we will refund the portion of fees attributable to the undelivered output.
Transparent pricing. No long-term contracts. You stay in control and can stop at any time.
No exaggerated promises. We do not guarantee deletions or score increases; we guarantee a disciplined process, clear documentation, confidentiality, and timely follow-through once you provide the required information.
Packages
1) Credit Audit & Action Plan — J$15,000 or US$93
For clients who want clarity, prioritization, and a documented plan before taking next steps.
Includes:
- Intake and documentation checklist
- Review of credit information and adverse items (using reports you provide and guidance on obtaining the required versions)
- Credit Audit Pack (written deliverable), including:
- Key adverse items inventory and impact summary
- Prioritized action plan (what to address first and why)
- Evidence checklist per item/account
- 30/60/90-day execution plan
- Up to one (1) month with 1 review call to confirm next actions
2) Debt Resolution & Credit Comeback — J$30,000 or US$186
For clients with arrears, collections, or written-off/charged-off obligations who require structured support to resolve balances and restore credibility.
Includes everything in Package 1, plus:
- Debt Resolution Support (with written client authority/consent):
- Support to validate account status and balances, request breakdowns, and prepare structured resolution options (settlement request, repayment structuring, rehabilitation pathway), consistent with lender requirements.
- Where authorized, support communications with the relevant financial institution or its designated representative.
- Credit Bureau Dispute Guidance (consumer-submitted): Preparation of an evidence pack and completion support for CRIF dispute request form submission and EveryData online dispute registration
- Tracking support and follow-up guidance during the investigation window
- Up to three (3) months of structured case tracking and update checkpoints
3) Total Rebuild & Monitoring Support — J$50,000 or US$310
For clients who want disciplined, longer-horizon support to rebuild after resolution.
Includes everything in Package 2, plus:
- Up to six (6) months rebuild support (credit readiness discipline, utilization strategy, enquiry control, repayment sequencing)
- Monitoring and structured check-ins to interpret changes and determine next steps
Business / SME Credit Support (By Consultation)
We also support SMEs with credit readiness, lender documentation preparation, and structured debt-resolution planning. Pricing is provided following a short consultation.
Regulatory and Service Notices (Read Carefully)
1) No guaranteed outcomes.
Credit bureaus and financial institutions determine outcomes based on the accuracy of underlying records, investigation results, and policy requirements. We do not guarantee deletions, score increases, or approvals.
2) Disputes are submitted by you (the consumer).
In some countries, disputes are submitted through the credit bureaus’ prescribed channels (CRIF form / EveryData portal).
3) Nature of service.
We are not a credit bureau, lender, debt collector, or law firm. We provide structured credit rehabilitation support, evidence organisation, and guided execution.
4) Consumer rights context.
Consumers have legal rights regarding access to and correction of credit information under Jamaican and other Caribbean countries' credit reporting law, including statutory disclosure timelines.
Cancellation and Service Commitment
You may cancel services with written notice.
Our commitment is to deliver the defined service outputs within your selected package (e.g., Credit Audit Pack, evidence preparation, and agreed checkpoints). This commitment relates to service delivery, not third-party outcomes. Where a defined service output is not delivered, we will refund the portion of fees attributable to the undelivered output.
