Our Commitment to You

• Confidential & discreet — we treat your credit info like bank-level data
• Evidence-led support — clear checklists, document packs, and step-by-step guidance
• No gimmicks — results vary; we commit to disciplined process and deliverables


What you will get!

​​Clean up your past

We help you identify potentially inaccurate or unverifiable items and help you prepare dispute/support documentation for submission through the appropriate channels, based on your instructions and authorization.

Track your present

​Easy access to us for updates on your case status, next steps, and documentation timeline.

Change your future

We help you strengthen your credit profile through accurate reporting corrections, practical credit habits, and clear action planning—so you can pursue your goals with confidence.

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​GOVERNANCE & TRUST

Corporate Governance & Regulatory Compliance

The Credit Clinic Caribbean Limited operates under a structured framework of corporate governance, ensuring that all consumer advocacy and credit restoration activities are conducted with transparency and ethical rigor.

Board Oversight: Our operations are supervised by a Board of Directors spanning finance, law, leadership, and governance. The Board provides oversight of internal controls, risk management, and our compliance posture, including AML/CFT obligations.

Data Integrity & Legal Adherence: In line with the Jamaica Data Protection Act, 2020, we apply privacy-by-design principles and implement appropriate administrative, technical, and physical safeguards to protect client information. Where disputes are appropriate, our documentation standards and submission guidance are aligned with the requirements of Jamaica’s credit bureaus and relevant data providers.

Fiduciary Commitment: We maintain a strict Anti-Money Laundering (AML) and Counter-Financing of Terrorism (CFT) policy. As a partner in the Caribbean financial ecosystem, we prioritize the protection of the credit bureau's integrity while empowering consumers to achieve sustainable credit health.

Board of Directors | Governance & Oversight

The Credit Clinic Caribbean Limited is governed by a multidisciplinary Board ensuring strict adherence to the Credit Reporting Act and the Jamaica Data Protection Act, 2020.

Lu'Shana Cheddesingh (Chair)
Chair of the Board | Director — Legal & Regulatory Compliance | Attorney-at-Law

Alvin Day
Director — Strategic Partnerships & Leadership Development | Executive Coach & Strategist

Dave Wilson
Executive Director & Chief Executive Officer | Former Banker

Vivian Nelson
Independent Director — Technology, Information Security & Data Protection | Cybersecurity & Data Protection Specialist

Doneath Edwards-Johnson
Director — Finance & Audit | Chartered Accountant | Chair — Audit Committee

Callie-Ann Hunter
Company Secretary | Corporate Services Professional

Margaret Sutherland-McIntosh
Independent Director — Governance & People | Chair — Remuneration Committee

Sign Up 

We'll give you a free consultation and then we can discuss​ credit analysis.

Relax

We help you review your report, identify inaccuracies, and prepare documentation to support disputes submitted through the appropriate channels based on your authorization.

Track Progress

Contact us to learn about your progress every
​ step of the way.

Backed by our Deliverables Guarantee — refunds are considered only if we fail to deliver the agreed service deliverables (see Service Policy).

Get your free consultation!

© 2025 The Credit Clinic Caribbean Limited ​
THE CREDIT CLINIC CARIBBEAN LIMITED
ACAC